FenlineRecovery 07520 639867

Guide

Breakdown cover or pay as you go?

We’re a pay-as-you-go service, so we have an interest here. But breakdown cover is the right choice for some drivers. Here’s an honest comparison.

When breakdown cover makes sense

  • You drive a lot, including long distances from home.
  • Your car is older and likely to break down more than once a year.
  • You want home-start, onward travel or hotel cover included.
  • You drive abroad: European cover is hard to arrange after the event.

When pay as you go makes sense

  • You drive mostly locally and your car is reliable.
  • Your car already has manufacturer assistance under warranty.
  • You’ve broken down and don’t have cover. Most cover can’t be bought and used for a breakdown that has already happened.
  • You need something cover doesn’t include: moving a non-runner, an auction car or a car you’ve just bought.

Check what you already have

Look at your insurance, your bank account perks and your warranty before buying. Some already include roadside help.

How we price

No membership. You call, tell us where the car is and where it needs to go, and hear the price before we set off. See the car recovery cost guide.

Waiting times

On busy days, especially in heatwaves and the first cold snaps of winter, the big breakdown services can have long waits. Some drivers with cover still call a local recovery service when they are quoted a wait of several hours, and claim back what their policy allows.

FAQ

Straight answers

Can I get breakdown cover after I’ve broken down?

Some providers allow it with an extra fee and a waiting period; many don’t. Pay-as-you-go recovery is for exactly that situation.

Is pay-as-you-go recovery more expensive than cover?

For one breakdown a year or less, often not. If you break down several times a year, cover may work out cheaper.

Broken down right now?

One call. One price. Truck on the way.

Tell us where the vehicle is, what it is and where it needs to go. You get a fixed price on the call before anyone sets off.

Call 07520 639867
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